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• Purchase and Print your Mexico Insurance Policy online
U.S. automobile insurance is not valid in Mexico. Even though some U.S. companies extend their coverage a certain number of miles from the border, if you have an accident only a Mexican automobile liability policy is acceptable by the Mexican authorities as evidence of financial responsibility.
It is important to understand that under Mexican law an automobile accident is a criminal offense and authorities there operate on the Napoleonic Code, which presumes guilt until innocence is proven. As a result, all parties involved in a motor vehicle accident in Mexico are detained for assessing responsibility.
Therefore, a Mexican insurance policy is recognized by the authorities as a guarantee of proper payment for damages according to the terms of the policy. When presented, it can significantly reduce red tape and help to bring about an early release. Note: A Mexican insurance policy may not prevent a motorist from actually being detained if he or she is involved in an accident that results in injury or death.
All accidents or claims must be reported before leaving Mexico.
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